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Savings, CDs, & IRAs

Build a strong foundation

Whether you need short-term savings or a long-term strategy, take advantage of various savings accounts designed for your goals.
Regular Savings
Set a goal and start saving toward it using this account.
  • Minimum opening balance
  • Earn interest on balances over $250
  • Manage your account online

High Yield Savings
Boost your savings with an account that features a higher-than-normal rate.
  • Earn interest on balances over $5,000
  • Manage money online or by telephone
  • Six transactions per statement cycle at no charge*
Certificates of deposit
Maximize your savings with stable, secure returns at our highest rates.
  • Choose from various terms
  • Keep your money deposited for the full term
  • Track your account's growth online
Youth Savings
(Future Fund)
Help your child start good savings habits that can pay off for years.
  • Interest paid on balances over $100
  • $100 minimum opening deposit
  • Good grades earn more money
Christmas Club Savings
Set aside money throughout the year for merry holiday celebrations.
  • $10 minimum deposit
  • Simple interest paid annually
  • Funds are available in the first week of November
Individual retirement accounts
Diversify your portfolio with these special retirement savings accounts.
  • Choose from Traditional and Roth IRAs
  • Enjoy tax advantages
  • Plan for a brighter future
Health Savings account
Save for future medical expenses and take advantage of our tiered rates.
  • Available if you have a high-deductible health insurance plan
  • Larger balances earn higher rates
  • Interest paid monthly on balances over $1,000
Savings Bonds
Build up your savings over the long term using U.S. Savings Bonds.
  • Work directly through the U.S. Treasury
  • Select from various types of bonds
  • Choose from various terms