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Additional Solutions

What do we offer? More than you might think.

When you think of Commercial Bank, you might focus on our high-value deposit accounts and low-cost loans. But we also offer a wide range of other services - from credit cards and safe deposit boxes to text alerts and wire transfers. The common thread? All are designed to ensure your security and keep your finances on the right track.

Debit Card Text Alerts

You don't have time to monitor your finances every moment of the day. But we do. When you sign up for alerts, we'll let you know about significant transactions involving your debit card.

  • Receive a text message or email whenever your card is used.
  • Set custom alerts for various transaction types, including: 
    • In-store – Swiped or dipped transactions in store
    • eCommerce – Online platforms, etc.
    • Mail/phone Order – Mail or phone based orders
    • Autopay/Recurring – Subscription, Netflix, Spotify, etc.
    • ATM – Transactions done at ATM like withdrawal, deposits, etc.
    • Others – any other transaction that is not listed in a category
  • You may change your alert preferences at any time.
  • Update your preferences online through your cardholder website. Request new selections or make changes to existing preferences that can help you manage your card.
  • Sign up for Debit Text Alerts here.

Telephone Banking

It's your call - and you can make it any time of the day or night. With EASY, our automated 24-hour banking service, you can tap into your accounts, get balances, move money, and much more.

  • Using a touch-tone phone, call 1-800-467-2591 or 731-642-EASY, and follow the instructions.
  • Your account security and confidentiality are ensured by a four-digit Personal Identification Number (PIN).
  • The first time you call EASY, you will be asked to identify yourself by the Social Security number shown on your account. Once in the system, you may then select any four-digit PIN.
  • Get checking or savings account balances.
  • Receive deposit information.
  • Obtain information on cleared checks.
  • Check Certificates of Deposit information.
  • Receive loan information.
  • Transfer funds between accounts.

Credit Cards

Whether you’re shopping across town or traveling halfway around the world, a Personal Platinum Visa ® Card is the perfect companion.  Our Personal Platinum Visa ® lets you choose between 1% cash back or the buying power of Platinum benefits. 

  • Track purchases on itemized statements
  • Make purchases around the world
  • Manage payment options and transactions online
  • Set account alerts to track payments and balances online
  • Earn 1% cash back on qualified purchases
  • Contactless and EMV chip enabled card
  • Apple Pay, Samsung Pay and Google Pay supported
  • Visa Zero Liability – you only pay for purchases you have authorized on your card, and unauthorized purchases are not the customer’s responsibility (certain restrictions apply)
  • Apply online here
  • Consumer ServisFirst Credit Card

Safe Deposit Boxes

A Commercial Bank Safe Deposit box is the ideal way to protect important documents and items of value.

  • In Paris, safe deposit boxes are located at our Poplar Street, Mineral Wells, and East Wood Street branches.
  • In Union City, boxes are located at the Reelfoot Avenue branch and our First Street office.
  • In Memphis, stop by our Mendenhall location for safe deposit box service.
  • Jackson safe deposit boxes are located at the North Highland branch.
  • Safe deposit content boxes are not deposits and are not insured by Commercial Bank or by the FDIC. Customers may obtain coverage for box contents from their own insurance agents.

Additional Services

  • Account Reconciliation
  • Notary Service
  • Official Checks
  • Special Statements
  • Stop Payments
  • Wire Transfers

Commercial Bank and Trust is a full-service bank with West Tennessee branches in Jackson, Memphis, Paris and Union City.