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Additional Solutions

What do we have to offer? More than you might think.

When you think of Commercial Bank, you might focus on our high-value deposit accounts and low-cost loans. But we also offer a wide range of other services - from credit cards and safe deposit boxes to text alerts and wire transfers. The common thread? All are designed to ensure your security and keep your finances on the right track.

Debit Card Text Alerts

You don't have time to monitor your finances every moment of the day. But we do. When you sign up for alerts, we'll let you know about significant transactions involving your debit card.

  • Receive a text message or email whenever your card is used.
  • Set custom alerts for various transaction types, including: purchases over a selected dollar amount; international purchases; online purchases; and declined purchases.
  • You may change your alert preferences at any time.
  • Update your preferences online through your cardholder website. Request new selections or make changes to existing preferences that can help you manage your card.
  • Sign up for Debit Text Alerts here.

Telephone Banking

It's your call - and you can make it any time of the day or night. With EASY, our automated 24-hour banking service, you can tap into your accounts, get balances, move money, and much more.

  • Using a touch-tone phone, call 1-800-467-2591 or 731-642-EASY, and follow the instructions.
  • Your account security and confidentiality are ensured by a four-digit Personal Identification Number (PIN).
  • The first time you call EASY, you will be asked to identify yourself by the Social Security number shown on your account. Once in the system, you may then select any four-digit PIN.
  • Get checking or savings account balances.
  • Receive deposit information.
  • Obtain information on cleared checks.
  • Check Certificates of Deposit information.
  • Receive loan information.
  • Transfer funds between accounts.

Credit Cards

Whether you're shopping across town or traveling halfway around the world, a Visa® credit card is the perfect companion. With a Visa® credit card, you'll enjoy maximum purchasing power and state-of-the-art security measures designed to protect your finances.

  • Accepted at millions of locations worldwide and by most online retailers
  • Competitive low interest rate
  • No annual fee
  • Visa's Zero Liability policy protects you from fraudulent charges processed on the Visa network (certain restrictions apply)
  • Get additional peace of mind with Visa® 24/7 ID theft services
  • Apply Now
  • See the Consumer Credit Card Disclosuresfull disclosure

Safe Deposit Boxes

A Commercial Bank Safe Deposit box is the ideal way to protect important documents and items of value.

  • In Paris, safe deposit boxes are located at our Poplar Street, Mineral Wells, and East Wood Street branches.
  • In Union City, boxes are located at the Reelfoot Avenue branch and our First Street office.
  • In Memphis, stop by our Mendenhall or Front Street locations for safe deposit box service.
  • Jackson safe deposit boxes are located at the North Highland branch.
  • Safe deposit content boxes are not deposits and are not insured by Commercial Bank or by the FDIC. Customers may obtain coverage for box contents from their own insurance agents.

Additional Services

  • Account Reconciliation
  • Notary Service
  • Official Checks
  • Special Statements
  • Stop Payments
  • Wire Transfers

Commercial Bank and Trust is a full-service bank with West Tennessee branches in Jackson, Memphis, Paris and Union City.