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Mortgage Loans

Open the door to possibilities

Through Commercial Bank, you have the key to your home financing needs, whether you're purchasing a home or refinancing your mortgage.
Fixed-Rate Mortgages
Take advantage of a competitive, fixed rate that can help you budget better.
  • Choose from terms of 15 to 30 years
  • No prepayment penalty
  • Ideal for purchases or refinances
Adjustable-Rate Mortgages (ARM)
Get the flexibility of a lower rate with convenient options.
  • Choose terms from 15 to 30 years
  • Rate locked in for a specific time
  • No prepayment penalty
Residential Lot/Land Loans
Get the right financing for your special project.
  • Purchase land for investment or development
  • Flexible terms
  • Various repayment options
Home Equity Loans & Lines of Credit (HELOC)
Utilize your home's equity at a competitive rate for almost any purpose.
  • Pay for big-ticket expenses
  • Finance large projects
  • Consolidate your debt
Construction Loans
Take your dream home from blueprint to reality.
  • Finance your purchase and construction costs
  • Competitive rates with flexible structures
  • Ideal for long-term financing
Home Improvement Loans
Tap into a cost-effective option for your next big project.
  • Use for various home improvement needs
  • Borrowers must meet restricted income guidelines
  • Competitive rates
Down Payment Assistance Loans
The American Dream can be within your reach.
  • Additional financing available for purchases
  • Borrowers must meet restricted income guidelines
  • Competitive rates with flexible structures