Choice Checking
Choose to take control with this flexible, interest-bearing account.
- Earns Higher Interest Rates*
- 1.60% Annual Percentage Yield on collected balances up to $15,000
- 0.40% Annual Percentage Yield on collected balances over $15,000
- 0.05% Annual Percentage Yield if requirements are not met in a cycle
- Manage your money online and via mobile device
- No monthly service charge
Additional Benefits
- FREE Mobile Banking with Mobile Deposits
- FREE Online Banking
- FREE MasterCard Debit Card
- FREE Bill Pay
- FREE e-statements
- Refunds on foreign ATM fees if requirements for higher interest rates are met
- Direct Deposit and Automatic Payments
- FDIC Insurance
Get the most out of your Choice Checking Account and earn higher interest.
*Higher interest rate is paid on balances up to $15,000 if the following requirements are met during the statement cycle:
- Twelve debit card transactions
- A minimum of one ACH debit or credit
- NetTeller Enrollment
- E-statement Enrollment
Balances over $15,000 will receive interest higher than other interest-bearing checking accounts, but less than the rate for Choice Checking balances up to $15,000, even if all four requirements are met. If all four requirements are not met, the account will receive interest at the current interest checking rate of other interest-bearing checking accounts.
*Annual Percentage Yield effective 12/5/2022 and still accurate today. APY is subject to change. Fees may reduce earnings.
*Limit two per household
*Available to consumers living in counties where we have branch locations and their adjacent counties
*Not available for businesses, non-profit, or fiduciary accounts
*Minimum opening deposit is only $50.
*Other fees such as non-sufficient funds, overdrafts, sustained overdraft, paper statements, etc. may apply. See the Service Charge Schedule for details.
*Available to consumers living in counties where we have branch locations and their adjacent counties
*Not available for businesses, non-profit, or fiduciary accounts
*Minimum opening deposit is only $50.
*Other fees such as non-sufficient funds, overdrafts, sustained overdraft, paper statements, etc. may apply. See the Service Charge Schedule for details.
