Choice Checking
Choose to take control with this flexible, interest-bearing account.
- Earns Higher Interest Rates*
- 1.60% Annual Percentage Yield on collected balances up to $15,000
- 0.40% Annual Percentage Yield on collected balances over $15,000
- 0.05% Annual Percentage Yield if requirements are not met in a cycle
- Manage your money online and via mobile device
- No monthly service charge
Additional Benefits
- FREE Mobile Banking with Mobile Deposits
- FREE Online Banking
- FREE MasterCard Debit Card
- FREE Bill Pay
- FREE e-statements
- Refunds on foreign ATM fees if requirements for higher interest rates are met
- Direct Deposit and Automatic Payments
- FDIC Insurance
Get the most out of your Choice Checking Account and earn higher interest.
*Higher interest rate is paid on balances up to $15,000 if the following requirements are met during the statement cycle:
- Twelve debit card transactions
- A minimum of one ACH debit or credit
- NetTeller Enrollment
- E-statement Enrollment
Balances over $15,000 will receive interest higher than other interest-bearing checking accounts, but less than the rate for Choice Checking balances up to $15,000, even if all four requirements are met. If all four requirements are not met, the account will receive interest at the current interest checking rate of other interest-bearing checking accounts.
Annual Percentage Yield effective 12/5/2022 and still accurate today. APY is subject to change. Fees may reduce earnings.
Limit two per household.
Available to consumers living in counties where we have branch locations and their adjacent counties.
Not available for businesses, non-profit, or fiduciary accounts.
Minimum opening deposit is only $50.
Available to consumers living in counties where we have branch locations and their adjacent counties.
Not available for businesses, non-profit, or fiduciary accounts.
Minimum opening deposit is only $50.
Please refer to the Service Charge Schedule for details on service fees such as paper statement, monthly service charges, and others.
