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Choice Checking

Choice Checking

Choose to take control with this flexible, interest-bearing account.


  • Earns Higher Interest Rates*
    • 1.60% Annual Percentage Yield on collected balances up to $15,000
    • 0.30% Annual Percentage Yield on collected balances over $15,000
    • 0.05% Annual Percentage Yield if requirements are not met in a cycle
  • Manage your money online and via mobile device
  • No monthly service charge
Additional Benefits
Get the most out of your Choice Checking Account and earn higher interest.
 
*Higher interest rate is paid on balances up to $15,000 if the following requirements are met during the statement cycle:
  • Twelve debit card transactions
  • A minimum of one ACH debit or credit
  • NetTeller Enrollment
  • E-statement Enrollment
Balances over $15,000 will receive interest higher than other interest-bearing checking accounts, but less than the rate for Choice Checking balances up to $15,000, even if all four requirements are met. If all four requirements are not met, the account will receive interest at the current interest checking rate of other interest-bearing checking accounts.
 
*Annual Percentage Yield effective 3/16/2020. APY is subject to change. Fees may reduce earnings.
*Limit two per household
*Available to consumers living in counties where we have branch locations and their adjacent counties
*Not available for businesses, non-profit, or fiduciary accounts
*Minimum opening deposit is only $50.
*Up to $10 for checks and debit cards from another financial institution given at the time the checks/debit cards are presented.
*Other fees such as non-sufficient funds, overdrafts, sustained overdraft, paper statements, etc. may apply. See the Service Charge Schedule for details.