person using computer

Service Charge Schedule

Personal Checking Accounts

ACCOUNT TYPE MINIMUM OPENING DEPOSIT MONTHLY SERVICE CHARGE BALANCE REQUIRED TO AVOID SERVICE CHARGE
Simply Checking $50 None None
Fifty Plus Advantage Checking $50 None None
Choice Checking $50 None None

Personal Savings Accounts

ACCOUNT TYPE MINIMUM OPENING DEPOSIT MONTHLY SERVICE CHARGE BALANCE REQUIRED TO AVOID SERVICE CHARGE
Personal Savings $100 $4 $250
Money Market Deposit Account $2,500 $15 $2,500
High Yield Deposit Account $5,000 $15 $5,000
Future Funds $100 None None
Health Savings $100 $2.50 None

Certificates of Deposit

TERMS MINIMUM OPENING DEPOSIT
Less than 360 days $2,500
360 days and longer $1,000

Business Checking Accounts

ACCOUNT TYPE MINIMUM OPENING DEPOSIT MONTHLY SERVICE CHARGE BALANCE REQUIRED TO AVOID SERVICE CHARGE*
Simply Business Checking $50 None None
Business Interest Checking $50 $10 $2,500
*Minimum Daily Balance
 

Business Savings Accounts

ACCOUNT TYPE MINIMUM OPENING DEPOSIT MONTHLY SERVICE CHARGE BALANCE REQUIRED TO AVOID SERVICE CHARGE*
Business Money Market Account $2,500 $15 $2,500
Business High Yield Deposit Account $5,000 $15 $5,000
*Minimum Daily Balance
 

Miscellaneous Services

SERVICE SERVICE CHARGE
ATM Transactions Customer: No Charge
Non-Customer: $3
First Horizon ATM Transactions Customer: No Charge
Foreign ATM Transactions $2
Charge Back Processing $5 per Item
Charge Off Account Processing $35
Check Cashing Customer: No Charge
Non-Customer: $5
Checks and Deposit Slips Varies
Foreign Currency Order $10
IRA Closing Fee $20
Mastercard Check Card No Charge
New Account Closing Fee $20 if closed within 180 days
Notary No Charge
Official Check Fifty Plus Advantage Account Holder: No Charge
Customer: $5
Non-Customer: $5
Overdraft Charge Paris and Union City: $31 per item paid or returned
Memphis and Jackson: $34 per item paid or returned
Consecutive Overdraft Charge $5 per day on and after 5th consecutive day
Daily Cap for Overdrafts Consumer: 5 Overdrafts per Day
Business: No Cap
Overdraft Sweep Fee $5
Paper Statement Fee Consumer: $3
Business: No Charge
Reconciliation $15 per Hour
$5 Minimum
Research $20 per Hour
Safe Deposit Boxes Paris: $15 - $175
Memphis: $50 - $195
Union City: $10 - $40
Jackson: $28 - $58
*Depending on size
Special Statement $2
Stop Payment $15
Tax Levy $75 per Order
Temporary Checks 10 Checks: $1
Wire Transfers Incoming: $20
Outgoing: $20
International Wire Transfers CBTC: $20 Incoming
Compass Bank: $55
First Horizon: $15 Incoming
Zipper Bag with Lock $23
Zipper Bag without Lock First Bag: No Charge
Additional Small Bag: $3
Additional Large Bag: $4