Personal Banking Fees & Opening Balances
Personal Checking Accounts |
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Paris, Union City, Memphis & Jackson |
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| Minimum Opening Deposit | Monthly Service Charge | Balance Required to Avoid Service Charge | |
| Regular Checking | $100.00 | $8.00 | $800.00 |
| Student Checking | $100.00 | None | None |
| Interest Checking | $100.00 | $10.00 | $1000.00 |
| Club Checking | $100.00 | $9.00 (Club monthly fee) | None |
| Fifty Plus Checking | $100.00 | None | None |
| Fifty Plus Interest Checking | $100.00 | $8.00 | $1000.00 |
| Prestige Checking | $100.00 | $15.00 | Combination loan and/or deposit balance of $10,000.00 |
| Economy Checking | $100.00 | None | None |
| Choice Checking | $0.00 | None | None |
Personal Savings Accounts |
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Paris, Union City, Memphis & Jackson |
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| Minimum Opening Deposit | Monthly Service Charge | Balance Required to Avoid Service Charge | |
| Personal Savings | $100.00 | $4.00 | $250.00 |
| Money Market Deposit Account | $2,500.00 | $15.00 | $2,500.00 |
| High-Yield Deposit Account | $5,000.00 | $15.00 | $5,000.00 |
| Future Funds | $100.00 | None | None |
| Health Savings | $100.00 | $2.50 | None |
Certificates of Deposit |
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Paris, Union City, Memphis, & Jackson |
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| Terms | Minimum Opening Deposit |
| Less than 360 days | $2,500.00 |
| 360 days and longer | $1,000.00 |
Miscellaneous Services |
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Paris, Union City, Memphis, & Jackson |
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| Service | Fee |
| Notary | No charge |
| Official Checks | No charge (50+ & club accounts) Customers: $1.00 |
| Safe Deposit Boxes | In Paris:
$15 - $175 In Memphis: $50 - $195 In Union City: $10 - $40 In Jackson: $28 - $58 *Depending on size |
| Special Statement | $2.00 |
| Stop Payment | $30.00 |
| Travelers Checks | No charge ( 50+ & club accounts); $1.00 per $100 |
| VISA Check Card | No Charge |
| Wire Transfers | Incoming: $20.00 Outgoing: $20.00 |
