Personal Banking: Club Checking
- Minimum opening balance
- Unlimited checking
- Detailed monthly statement
- Complimentary personalized Club checks
- Complimentary Online Banking
- Complimentary Bill Pay
- Complimentary ATM/Visa Check Card with access to all Commercial Bank and First Tennessee ATMs at no charge
- Credit card protection
- Key Ring Protection
- Everyday Rebates up to $40 per year
- Nationwide Discount Book
- No issue charge on travelers checks, official checks, and notary service
- Discount on Safe Deposit Box
- Accidental Death Insurance
- Monthly maintenance fee
- FDIC Insurance

