Personal Banking: Choice Checking
EARN HIGHER INTEREST RATES:
3.09% APY on collected balances up to $15,000
0.50% APY on collected balances over $15,000
0.05% APY if requirements are not met in a cycle
How? Higher interest is paid on balances up to $15,000 if the following requirements are met during the statement cycle:
- 12 debit card transactions
- Receives e-statements
- Access NetTeller at least once
- One ACH debit/credit
Balances over $15,000 will receive interest higher than current interest checking, but less than the rate for balances up to $15,000, even if all four requirements are met. If all four requirements are not met, the account will receive interest at the current interest checking rate.
This account also includes:
- No minimum opening balance
- Unlimited checking
- Complimentary Online Banking
- Complimentary Bill Pay
- Complimentary ATM/Visa Check Card with no monthly usage charge
- Unlimited Foreign ATM Refunds
- No monthly maintenance fee
- FDIC Insurance
*Applies to new deposits only
*Limit one per household
*Available to consumers living in counties where we have branch locations and their adjacent counties
*Not available for businesses, non-profit, or fiduciary accounts
