Personal Banking: Guarding U
Need some peace of mind? Sign up for our identity theft package, Guarding U. For the low monthly price of $4.95, you'll receive all of the following benefits:
Identity Theft Insurance with Fraud Assistance
You'll have up to $5,000 in financial compensation for qualified expenses incurred in the recovery of your stolen identity. Included in this benefit is Fraud Assistance, a comprehensive service designed to help with the hassle of clearing your good name. You'll receive expert help to assist you in organizing paperwork, advising you about notifying creditors and more.
Payment Card Protection
Protect all your credit, debit, ATM, and check cards in the event of loss or theft. Register your card numbers and with one phone call, you may cancel cards, stop unauthorized purchases and request new cards using one toll-free 24-hour number, 1-800-251-2690. You may also use this number to add new cards or delete old cards.
Card Patrol
Identity thieves care about one thing - stealing your personal information and selling it to make money. Our sophisticated, real-time, early warning technology monitors various chat rooms across cyberspace for your personal information. In the event that identity theft occurs, you will be assigned a personal caseworker to take you through the resolution process.
Credit Alert
With 24-hour, daily credit monitoring, you'll be alerted automatically of certain negative changes to your credit. While it can't prevent identity theft, Credit Alert can greatly reduce its impact by allowing you to minimize the damage. If there are no changes to your credit, you'll even receive a quarterly notification letting you know that nothing has changed. Your initial enrollment in Credit Alert will be valid for one year with an option to re-enroll at no additional cost.
Ready to get started? Fill out the form and return it to us. You may also stop by any branch of Commercial Bank to sign up! The low monthly maintenance fee of $4.95 will be conveniently deducted from your new or existing Commercial Bank checking or savings account.
