Personal Banking

No matter which Commercial Bank & Trust branch you choose, you will always find the same refined, comfortable atmosphere and unparalleled service that so many have grown to appreciate over the years.  In addition to convenient account options designed to fit your individual needs, you have the added flexibility of using your VISA© Check Card at millions of locations worldwide and your Commercial Bank ATM card at any Commercial Bank or any First Tennessee Bank ATM location statewide at no charge.  Plus, you get free online and telephone banking with every account.  Once you enter our bank and meet our banking and loan professionals, you will wonder why you would bank anywhere else.

Commercial Bank & Trust Company is participating in the FDIC’s Transaction Account Guarantee Program. Under that program, through December 31, 2010, all noninterest-bearing transaction accounts are fully guaranteed by the FDIC for the entire amount in the account. Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC’s general deposit insurance rules. Beginning December 31, 2010 through December 2012, deposits held in noninterest-bearing transaction accounts will be fully insured, regardless of the amount in the account.

The standard FDIC insurance amount is $250,000 per depositor, per insured bank, for each ownership category.