Business Banking

Commercial Bank & Trust knows that running a business can be a significant part of your life, so we are here to help you take care of all your financial decisions.  Commercial Bank & Trust has several account options designed to fit your specific business needs.  Let us help you simplify things so you can get back to what’s important – your business.

Commercial Bank & Trust Company is participating in the FDIC’s Transaction Account Guarantee Program. Under that program, through December 31, 2010, all noninterest-bearing transaction accounts are fully guaranteed by the FDIC for the entire amount in the account. Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC’s general deposit insurance rules.

On May 20, 2009, FDIC deposit insurance has temporarily increased from $100,000 to $250,000 per depositor through December 31, 2013. On January 1, 2014, the standard insurance amount will return to $100,000 per depositor for all account categories except for IRAs and other certain retirement accounts which will remain at $250,000 per depositor.